The clock is ticking! If you haven’t used your vision insurance benefits for the year, now’s the time. People forfeit millions of dollars in unused benefits yearly because they didn’t schedule their eye care appointments in time.
Here are some key facts and insights from Morgan Creek Optometry to help you maximize your benefits before the year ends.
The Facts About Vision Insurance Benefits
Vision insurance benefits offer more than just savings. They provide essential coverage for maintaining eye health and overall well-being. Here are three key facts to help you better understand and maximize your benefits before the year ends.
- Expiration Dates Are Common: Most vision insurance plans work on a “use it or lose it” system, meaning benefits don’t roll over to the following year. If you don’t use them by December 31, you lose them.
- Coverage Typically Includes Essentials: Most plans cover an annual comprehensive eye exam. Additionally, many include full or partial allowances for glasses or contact lenses.
- Eye Health Goes Beyond Vision: Comprehensive eye exams can detect early signs of health conditions such as diabetes, high blood pressure, and even certain cancers. Skipping your exam isn’t just about your vision but your overall health.
Why Acting Now is Essential for Maximizing Vision Insurance
As the holidays approach, eye care providers tend to book up quickly. Waiting too long to schedule your appointment might mean missing out entirely. Furthermore, eyewear orders take time, so acting now ensures you’ll receive new glasses or contact lenses before the year ends.
How to Make the Most of Your Insurance
Making the most of your vision insurance requires early action and careful planning. Follow these steps to ensure you maximize your benefits before the year ends.
- Schedule Your Exam: Don’t wait until December 30 to call. Many practices are already filling their schedules for the final weeks of the year.
- Confirm Your Benefits: Check your insurance plan to see what it covers, including allowances for eyewear or specialty lenses.
- Combine Insurance and Promotions: Some eye care providers offer year-end promotions. Pairing these with your insurance can maximize your savings.
The Importance of Routine Eye Care
Even if your vision feels fine, annual eye exams are crucial. Conditions like glaucoma or retinal issues can develop without noticeable symptoms. Regular check-ups help catch these problems early, potentially saving your sight.
At Morgan Creek Optometry, we help you navigate your insurance and maximize your coverage. Whether you need a thorough eye exam, updated prescription glasses, or a fresh set of contact lenses, our team in Surrey is ready to assist.